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People who are interested in saving money on auto insurance premiums have a few different strategies to consider.
For example, many insurance companies will give discounts to people who maintain different types of policies with them, while people can also pay less on their premiums if they have a clean driving record or drive a vehicle that is considered to be safe. Some companies even offer discounts to drivers who shop for Texas car insurance well before they need it. These “advanced shoppers” who shop well in advance of their policy end date are viewed to be a more responsible driver, less likely to engage in risky behavior behind the wheel and deserving of a discount on their Texas car insurance rates.
People living in states with higher average auto insurance premiums, such as Texas, can especially benefit from such discounts.
Another strategy consumers should consider, to check with their insurer about any discounts they may offer for being affiliated with a specific organization or occupation. For example, in some places teachers can get a discount on their policies, while graduates of certain educational institutions can as well.
One such example comes from Loyola Ins. Co., which announced that it will help thousands of Texas drivers save on their auto insurance with a recently announced partnership with the Brookdale Community College Alumni Association.